E-Wallet & Digital Wallet Sites - Receive or Pay Money Online

What are the best e-wallets to receive money or pay people online in 2024?

Ah, the global marketplace. After years of trying to hawk homemade felching movies to the cretins at the local bars, you’ve finally realized the Internet is a much better place to push that niche shit. Not only are there millions more people who might want to shake their dicks at close-ups of your wife’s drippy bunghole, but you can hire motherfuckers from around the world to help build up your porn empire. Get a cheap-ass web dude from India, a native-speaking porn writer from Indiana, and farm your logo out to an eager cum-straw fan in Indonesia.

Of course, it’s hard to pass envelopes of cold, hard cash back and forth when you’re hundreds or thousands of miles away from your customers, your freelancers, and all the other pervs and professionals you’re doing business with. Mailing checks is cool and all if you’re like 95 years old, but who the fuck wants to wait for the mail? Figure international payments into the equation and you need a whole new method of payment and getting paid.

The e-wallets on this list will enable you to pay or receive a variety of currency and cryptocurrency from businesses and customers from around the globe, instantly and painlessly. These are some of the industry leaders, managing shit-tons of money with high levels of safety and security while keeping fees low so you don’t see huge hits in your amateur anal money. You’ll find rich feature sets and management features, easy withdrawals and re-ups, not to mention easy setup. Most of these e-wallets let you handle your money and transactions multiple ways, including via the web, apps, or even physical debit cards.

How much money can I hold in my e-wallet?

These e-wallets don’t typically have listed maximum balances, so you could theoretically hold millions of dollars in them. Now, I’m not your fucking financial advisor, more of a dirty old uncle, but most of you won’t necessarily want to use your e-wallet as another bank account. For one thing, that ain’t what they’re designed for, not to mention the simple interest your bank will likely pay you just for storing your change in their vault. Oh, and let’s not forget that FDIC insurance protection. Hey, it’s your money, though, so do whatever the fuck you want.

The limits you actually need to be aware of are your daily or monthly transaction maximums. These tend to be decently high, with some services starting at $5k or so as a daily limit. The limits are very flexible, depending on your needs, as they certainly value high-volume transactions; they’ll scale up for you as you handle more money. It’s worth noting that sudden spikes in your transactions can sometimes set off their fraud algorithms. These were designed to protect you, so stay calm, work with their teams and your money will be flowing freely around the world.

How much do these e-wallet sites charge for their service?

It varies a lot from e-wallet to e-wallet, but typically the account is free and you pay a small percentage or flat rate per transaction. For example, you’ll eat a buck on all incoming payments to your Paxum Business account, while PayPal merchants pay a fee of 2.9% of the transaction plus a small fixed amount based on what currency you’re getting paid in. Free transfers between customers using the same company’s e-wallets are common.

The fees are small, but there’s enough variation in them that it’s worth spending some time considering which is right for your porn operation. Depending on how you do business, picking the right service can make a huge difference in what you end up paying. Withdrawal fees are definitely worth a look before you pull the trigger, because they can vary even on the same e-wallet site just based on what type of currency you want.

How can I withdraw money from my e-wallet?

These e-wallet sites were all designed to work with multiple currencies and forms of payment, so naturally, they’re pretty fucking versatile when it comes to paying you out, too. Most of you are probably going to opt for the standard wire or ACH transfers for super easy withdrawals, but there’s a multitude of options if you just have to do things differently. Some of these e-wallets will pay you out in formats like bitcoin or Yandex if that’s your thing.

Is my money insured, if something happens to the e-wallet site?

That’s kind of a complicated question, but the short answer is probably not. PayPal funds used to go into bank money market accounts that made them eligible for pass-through FDIC insurance. That’s no longer the case. If you comb through the websites below and dig deep into their legal sections, most of them will tell you that it’s technically not insured. Payoneer says they “have partnerships with banking partners and members of the Federal Deposit Insurance Corporation (FDIC)”, which is not at all the same as saying you’re covered.

That’s not to say these e-wallets aren’t safe. One of the most important factors I considered for inclusion on this list was the safety and security of your customers’ money and your own. These companies adhere to pretty much the same high standards of global payment regulations and fraud protection that the banks do. I mean, shit, I’m sure you already know PayPal’s reputation and probably already have an account. The e-wallet companies on this list are legit, with years in the business and millions of satisfied customers.

Do I have to pay taxes on my received funds?

It’s funny as hell: you write a few thousand reviews of hardcore pornography websites, and suddenly people are hitting you up with legal questions about doing their fucking taxes. Hey, my expertise is mainly in the proper lighting and framing of crotch shots and the aesthetics of natural jugs versus the silicone-enhanced variety. I’m not a lawyer or a tax preparer, but I’m pretty sure you’re supposed to pay taxes on whatever income you make. I got in a lot of trouble a few years back, peddling homemade dildos molded from my junk and not reporting the windfall.

Tax laws vary from place to place, and so does the data that gets reported to whoever your local tax authorities are. For example, PayPal doesn’t report an American’s income to the IRS unless they’ve made over $20,000 in a single calendar year, and doesn’t count any money sent with the Friends and Family function. Payoneer, on the other hand, says they don’t report anything and that it’s all on you. I’m sure some nefarious characters would take advantage of these types of loopholes, but not an upstanding, pantsless citizen like yourself.

Can I get a refund, if I paid somebody that doesn't deliver the promised service/product?

Dispute resolution processes differ from one e-wallet company to the next, but rest assured, none of them earned their world-class reputations by letting scammers run freely on their systems. These e-wallet companies can’t give you any kind of satisfaction guarantee on a third party’s product or service, but they can ensure you’re not straight-up ripped off. If somebody tries to pull a fast one on you, contact support and open a dispute immediately.

These e-wallets are among the fastest, easiest, most secure and most cost-effective options on the market for making worldwide financial transactions. That makes them an important tool in any online smut peddler’s toolbox. I’m ThePornDude and I keep PornWebmasters fresh and up-to-date with all the best shit to run your blowjob tube or interracial lesbian paysite, so I’ll be sure to add any new e-wallets that meet my criteria.